Consolidate Your Debts
"Reduce Your
Debt Repayments Overnight"
Is your financial situation getting the better of you? Are you paying too much in interest? Maybe you even feel that you're getting caught in a spiraling cycle of debt?
If you have equity in your home, then I may be able to help. I'm a Brisbane-based mortgage broker who can help lighten your debt burden, slash your interest bills and shorten the time it takes to pay off borrowings.
You may be surprised what a difference it makes when you consolidate all your "expensive" debts (credit cards, car loans and personal loans) into a much cheaper home loan .
Not only do you often end up paying less in interest payments every month , but you also enjoy the convenience of only making one single payment. Contact me to find out more.
How I Help Ease Your Debt Burden
My FREE service (I'm paid a commission by the lender if you refinance) is committed to providing you with the right information and products to reduce your repayments.
Here's how I can help you:
- I sit down with you to understand your circumstances at the moment, plus where you want to be.
- If appropriate, I help you identify and compare different loan products that match your objective of consolidating debt.
- I help prepare your loan application in order to have it approved as quickly as possible.
- I keep you updated and "in the loop" about your loan application progress.
- Once you have your loan, I check back with you from time to time to ensure you remain 100% satisfied.
More Than Just a Cheaper Loan
Getting out of debt is more than just consolidating your debts at a lower rate. It's also about having a realistic budget and ongoing payment plan to ensure you achieve your objectives.
In addition to helping you find an appropriate loan product, I also help you construct a workable budget to help you get off the debt treadmill sooner. And I follow up with you after you refinance as well to make sure you remain 100% satisfied.
Get Your Free, No-obligation Consultation
While this is fresh in your mind, why not contact me to arrange a free debt reduction consultation? The consultation is without cost or obligation.
During the consultation I'll simply ask you a few questions to see if I can help you obtain the funds you need to reduce your repayments and break the debt treadmill.
It normally takes just 5 to 10 minutes on the phone with you to see whether or not I can help. Join many others like yourself who've been able to benefit from my FREE service and contact me now.
Consolidation Example:
| Current Monthly Loan Position |
New Loan Debt Consolidation
|
|
|
Credit Cards $5000 limit @ 16% interest
= $250 per month
|
New Loan Amount =$281,500
|
|
|
Store Cards $1500 limit @ 23% interest
= $115 per month
|
New Interest Rate = 6.57%
|
|
|
Home Loan $250,000 @ 7.07% interest
over 25 yrs = $1767 per month
|
New Loan Term = 30 years
|
|
|
Car Loan $25,000@ 8.5% interest
Over 5 years = $513 per month
|
NEW LOAN REPAYMENT = $1,783
|
|
|
|
Total of Old Payments = $2,645 per month
(Total of Current Debts = $281,500)
|
NEW MONTHLY SAVING = $862
|
We can help you achieve this if you have sufficient equity in your home or other suitable property.
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